By accessing this website you will by implication give your consent to the following conditions of use without any reservation. myinsurancepal.com, an initiative of Alert Insurance Brokers Pvt. Ltd., reserves the right to modify or update the contents of this website without any notice, and the user is bound by the terms and conditions as on the date and time of browsing. Do not use myinsurancepal.com, if you do not agree with these terms of use.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time

Limitation of Liability

myinsurancepal.com an initiative of Alert Insurance Brokers Pvt. Ltd. has taken reasonable care and efforts to collect and provide upto date information on various insurance products as available in the market and they do not make any warranty or representation as to complete accuracy of the contents or any part of this website. No damages or compensation can be claimed for any direct or indirect loss including any viruses transmitted from internet services and suffered by the access or when securing information or data provided in this website.

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the myinsurancepal.com website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the myinsurancepal.com website, regardless of our knowledge thereof.

Reservation of Rights

We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Restrictions of Use of Materials

The website myinsurancepal.com is an Initiative of Alert Insurance Brokers Pvt. Ltd (ALERT) except as otherwise expressly permitted by ALERT message displayed on this website is for your use only. It is understood and agreed that after accessing information from this website you shall not distribute, modify, transmit, reuse, report or use the content including the text, images, audio and video without ALERT’s written permission. By using the information available from the website no controversial comparisons could be made with any insurer quoting one against the other. Downloading a claim form does not mean that the Insurance Company will accept the Liability. Acceptance of a claim or proposal is reserved solely with the Insurance Company as per their terms and conditions. ALERT is purely making available these information for convenience of the user.

No Duty to Update

All contents and information provided in this website are updated as of date only and no claim can be made that any part of the information is stale. If in the opinion of the user any information contained herein is not updated myinsurancepal.com does not assume any responsibility.

Copyright

All contents of the myinsurancepal.com are protected by copyright with all rights reserved. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering, publishing, selling, licensing, creating derivative works or using any site content for any purpose without our prior written approval.

Jurisdiction, Severability

Any action arising out of these terms of this website shall be litigated in, and only in, courts located in Chennai, India, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.

Cancellation Of Policy

If a policy holder wishes to cancel an Insurance policy, the refund of premium will be on "Short Period Basis" as per the terms and conditions of that respective Insurance Company.