Products - Public Liability-Non Insurance Policy

Public Liability (Industrial & Non Industrial)

Public Liability-Non Industrial

Public Liability Insurance policy is available to protect your business against loss by:

  • Legal liability and litigation costs arising out of accidents occurring in the insured premises.
  • The insured premises can be:
    • Hotels, Motels, Club Houses, Restaurants, boarding and Lodging houses, Guest houses
    • Cinema halls/ auditorium/ theatres/ operation theatres/ public halls
    • Offices/Residential premises/ Administrative premises/ Medical Establishments/ Research institutes/ Airport premises
    • Schools, educational institutions, libraries o Exhibitions, Fairs and fetes, stadium and pandals
    • Permanent amusement park o Film studios-indoor and outdoor and zoos
    • Depots/ Warehouses/ Shops/ Tank farms

    Liabilities not covered:

    Insurance Company will not be liable for:

    • For losses arising out of convulsions of nature
    • For losses arising out of non-compliance of statutory provision
    • For losses arising out of pure financial nature such as goodwill loss etc.
    • For losses resulting from personal injuries(such as libel, defamation etc.) and infringement of plans

    Additional Covers

    • Pollution risks can be covered at nominal additional premium
    • Multiple units along with the main premises can be covered at nominal additional premium
    • The coverage is available for supply of Food & beverages, valuables under our custody, care and control, transportation, extra facility such as health club, aqua sports facilities, beauty parlors and hazardous sports
    • Act of God (AOG) Perils

    Documents required for settlement of claims:

    • Summons, writ petitions, Police report
    • Other witnesses
    • Letter of subrogation
    • Claim form
    • Any other Information required by the Insurance Company.
    • Extensions opted
    Please feel free to contact us:

    Call: +91 98845 84848 to proceed
    Email : alert@myinsurancepal.com