Main Exclusions :

• Breakage of tortoise shell glass, china marble, earthenware and other brittle substances unless occasioned by fire or thieves
• Over winding denting or internal damage of watches or clocks
• Mechanical or Electrical derangement / breakdown of any article unless caused by accidental external means
• Fire arms by rusting, bursting
• Loss or Damage occurring outside the geographical area stated in the Schedule
• Earthquake or Volcanic eruption
• War and Kindred perils
• Nuclear Risks
• Theft from any car unless securely locked & properly fastened
• Loss or damage arising from moth, vermin, insects, mildew, wear gradual deterioration, inherent defect or from any process of cleaning repairing or restoring.